GUIDE / BUYING

From searching to your own home.

A practical plan to organise your search, viewings and the questions to ask.

Set your priorities

List your preferred city, area, size and number of rooms. Separate essentials from preferences. Consider transport, parking and nearby amenities.

Plan your budget

Compare the price with your savings and an affordable monthly payment. Allow for purchase costs, maintenance and reserves. If borrowing, ask the bank for the effective interest rate and all fees.

Compare and view

Save properties you like. During viewings, check light, damp, heating, the building’s condition and the layout. Ask about monthly costs and what the price includes.

Seek professional checks

Before making a financial commitment, have the documents, ownership, possible encumbrances and agreement terms checked by an appropriate professional. The checks required depend on the property and circumstances.

Organise the final steps

Agree on timelines, payment arrangements, documents and handover with your team. Keep a written record of agreements and unanswered questions.

This is a planning guide. Documents and transaction terms must be checked for the specific property.