RESOURCES / PLAN WITH CONFIDENCE

How much home can I afford?

Estimate a budget based on your income and expenses.

Your scenario

Initial values are examples. Enter the figures from your offer.

Net income / month (€)Living expenses / month (€)Other debt payments / month (€)Reserve savings / month (€)Income share for repayments (%)Savings for purchase (€)Annual nominal interest (%)Loan term (years)Ownership costs / month (€)Upfront costs / fees (€)

Indicative property price98.263 €

Payment within your budget500 €

Modelled loan75.763 €

Upfront fees are deducted from savings. The payment uses the lower of your chosen income share and the income remaining after expenses and reserves.

This percentage is your simulation choice, not a bank’s approval criterion.

View properties within this budget →

How to read the result

Simulation with fixed interest and monthly repayments, with no rate changes during the term. This is not a loan offer or bank approval. Taxes, insurance and maintenance are included only if entered as costs. Rounding is for display only; the bank’s actual schedule may differ.

Compare the effective annual interest rate, fees and terms of the offer as well. Read the CBK guide (Albanian) ↗